An FDIC Money Smart program, at end of this Pay Yourself First, participants will understand ways to save money and savings options to save toward their goals. To achieve this objective, the participants will be able to: Explain why it’s important to save. Determine goals toward which you want to save. Identify savings options. Determine which savings options will help you reach your savings goals. Recognize investment options that will work for you. List ways you could save for retirement. List ways to save for large-expense goals, including child’s college tuition, car or home purchase, or a vacation.