Originally from Germany, worked 25+ years at Siemens, Infineon and Qimonda (in Germany and in the US), holding various postitions in Finance/Accounting and Business Reporting & Controlling. Received M.A. from UVM (2003) and Ph.D. from Halle University, Germany (2010). At B.H.S. since 2009 as classroom teacher in Business and Technology Department; currently teaching Senior Seminar (incl. Personal Finance), Internship class and Introduction to Computing for English language learners.
There will come a time where everyone will need to be independent and do things on their own, so learning financial literacy now is beyond helpful. I learned so much helpful information about taxes, credit cards, bank statements and insurance… but I think the most helpful thing I learned was about saving and budgeting. I think a lot of people make at least some effort to save money, but they do not always make monthly budgets for themselves. I think it is so important to know how much money you have to spend so you don’t overspend on things you don’t need.